I was checking my bank acct to see how much I'd spent on gas one month, my husband keeps track, and I saw a charge for $8.16 at a Wendy's 80 miles from here. Well, the short of it was they credited back the 8.16 & gave me a new debit card, but I asked the lady at the bank " 8.16 at Wendy?" She said they had probably been trying out a card they had made to see if it would work! Ha, my husband said the probably saw what my balance was & knew that was all they were gonna get! I only use my debit card for fabric & gas and I had it in my purse. So they don't need to steal the card anymore to steal your money.
My son checks his banking every day & found a charge to a Walmart in California for electronics that was scheduled to be picked up later that day. I bet they were surprised when they got there! Even when you are trying to be safe, they will get your numbers.