Thanks everyone...not sure why I even questioned myself...Its not my first quilt that I have quilted...and I know what it's like to run short at the end of quilting have had to piece more backing on while on the longarm...not something I care to repeat as I have done it twice..it's doable but I prefer not to have that happen....I'm going to let her read these comments here when she comes tonight....I'm not even comfortable with only 4" of overage..I like to have 6" but she is quiet upset about this and all she is seeing is the $ signs..but that's the nature of quilting.....and her being soooo new to quilting isn't helping.....