Since I retired, a fabric moratorium has been my thinking. Last month a friend commissioned a lap quilt, I showed her several options and then made it for her. We did not talk about a price and she called one of my quilting pals to ask about what my payment should be. She did not want to pay too much "since I had used fabric from my stash". Quilting person set her straight..."she paid $8-10 when she bought it". Some people forget that that stash is an investment.