My best advice for getting a lot of bells and whistles on a low budget is to check with some of your local dealers for used machines. You can often get more bang for your buck this way.
Shops that sell new machines usually also offer a refund on a trade-in. When they get the trade-ins they service them completely then re-sell them, usually with a limited warranty (30 days is typical). They will probably also offer some training if needed, especially if the machine is a brand that they carry.