Nope, I wouldn't cut costs at all. They are what they are, if you are making a quality product and spending your time, then the buyer should be willing to pay for your services. I always refer people to Campus Quilts.com or .org (I can never remember which it is). It puts into scale what quilts cost. Just because they know you they shouldn't haggle about the price. After all, you are a custom craftsman with a custom product.