I love to have all the fabrics in a kit and ready to just cut and sew. I have a few ready for those days that I just don't want to search and scrounge around in my stash to find what goes together. I once started kitting a quilt that took four years before the perfect fabric presented itself at a quilt store to finish the top. It took the wind out of my sails I can tell you that. All that being said, I just found a magazine block of the month I will begin gathering the fabrics for. I honestly am dreading it.
I love spontaneous quilt making and designing and I try to have a variety of fabrics that could all go together in scale, print and color. That is good and bad really. Sometimes the grouping just keeps growing and my stash gets out of hand. So I am sure it would have cost much less to just buy the quilt kit and be done with it. I am rambling. Oh dear...