I love the quilted check theme idea. I still write checks; one of the sales people at my quilt store said "what's that"? I said your money - if you want paid. SO many use debit and credit cards. I don't like to; my CC has been hacked SO many times buying online it scares me to do that now and just heard where some fellow used his debit card at the WM gas station and by the time he got home his account had been emptied; I guess now the thieves have found a way to get your debit number and pin and can get into your account; I guess reloadable gift cards is the way to go; at least if they figure out how to 'hack' those they won't get much - hopefully. I don't have nor do I ever want a debit card. Too easy to either forget my pin or have it hacked also. To me, the convenience isn't worth it.