I'm not sure when I will really be retired. I'll be 65 in Oct, but we run our own business and with my husband 6 years younger and planning to work until he's 70, I'll still be working at least part time. I'm hoping that I can work 3 days a week instead of 5 now. I actually think that would be good. I'm a little apprehensive about retiring completely and not being out there. My retired neighbors aren't really a good example for me. lol