I took early retirement about 10 years ago and then I took a quilting class! I find so many ideas for quilts and great fabrics that I really love and I do sometimes think I can't possibly live long enough to make them all! But I will do my best. Obviously, I didn't buy fabric ahead of time because I didn't have any idea I would need it. I'm glad I didn't though because my tastes change plus styles change and who knows who I might need to make a quilt for. Anyway, I like the idea of having a special fabric savings account for future use so that you can get the latest trends. I know you will enjoy your retirement. And as my DH and I often say, we are so busy now, we don't know how we had time to work!