Very interesting topic. Since I am pretty much unemployed, with the exceptions of a few odd jobs here and there I have found I have no motivation. I used to be so good at tackling the To Do List, I used to be a real go getter..the lists have fallen by the way side. I have learned as much as I like being on my own I also need to have alittle pressure to get stuff done.
I think somewhere on the board someone else said if you really want to do something you will find/make the time. look at all the other things you do and see what can be trimmed as far as time.
I wish you all the luck and anxiously see what others have to say.