Thanks so much MadQuilter for the tut from "man sewing" . it was very informative!
Thanks to ALL of you for the many opinions and information from your experience. It is TRULY appreciated!
I ended up going with "warm & plush" 100% cotton. Oh boy, I hope I made the right call.
I am needing heavy (but cool) with a higher loft than most cottons I have seen. I figured the 100% cotton will breathe so it won't be so hot. They say this one is the heaviest cotton people have found. Here is the link to it if you want to take a look at it.
https://www.walmart.com/ip/Warm-Plus...x-108/34932431
Here is the specs about it: Warmest natural quilt batting ever
No scrim
50 percent more soft, warm cotton
Added weight
Includes one 90" x 108" queen-size cotton batting