You might want to approach it another way. Several years ago I bought a high end machine with a large harp for $4,000. I looked at upgrading for newer features and a little larger harp area which would have cost over $9,000. My Baby-lock Tiara II, a sit down quilter with a 16" harp cost $5,000. I lost absolutely nothing but a little space in my sewing room. I realize that prices vary around the country, but I think the comparison will be about the same wherever you are.