The robo calls that are driving DH and I crazy lately are offering to help us pay off our student loans. DH never went to college so no student loans, and mine were forgiven when I had a stroke at 32 years old. Weirdest thing is they call us by proper names....we get 9-12 calls per day each, and this is after filing complaints to the "do not call list" number. Problem is, each call appears to come from a different number! They rotate the numbers they use, to defeat your call blocking and the do not call list. Grrrrrrr!