Give yourself permission to have a few longarm quilted. I send my larger tops out for quilting and now do smaller ones very simply (grid or stitch in the ditch) myself. Then I feel I have accomplished something. And simply quilted quilts look just fine. I think we all have raised our standards for quilting after going to shows and seeing very intricately quilted quilts. If people are just going to sleep under them (or drag them around), it is OK for them to be more simply quilted.