We have a fire place and use it every day. I like to buy the wood ahead of time by the quart and not having to guess how much the electric bill is going to be if I use the heaters. We put one fire in the morning and that kepps the house warm all day and a fire in the evening and it keeps us warm all night. Also quilts, quilts, quilts. I make them, so use them. No complaints about being cold at night when we have quilts around.
Also we have switched to generic brands on maany of our products. Most of them are actual brands that sell their left overs to generics. Same quality. My husband like shopping at Aldis's They have lesser known brands and no bags, but they prices are really low.
Also jorge is on quite a few medications. Many pharmaceutical give away discount cards that cover the deductibles. He gets insulin from our local diabetic center and the company that makes the insulin in pens gives us the needles for free. Very few pharmaceuticals don't have programs to help.