How old was the machine? On the home owners, ours is a $500 deductable so didn't cost much more to replace and it didn't go on the insurance as a claim to raise the premium.
I would look at a place that has in house repair, JoAnn's dose NOT. Sometimes you can get a better machine used for the $money's you are going to spend than buying one at WalMart.
You have a bit to think about it. Nice mother to loan her machine.... I am like so of the others here I have a couple of back up's , About the time I didn't have a machine would be when I though I needed it most... I hope your bruses are gone soon. ANd a new machine for your BD.