Originally Posted by
Tartan
I still use mostly cash for store purchases but even that is changing to debit and charge only.
Based on classes for senior citizens my husband and I took a couple years ago, we never use our debit card. We used to use them exclusively. However, the leaders in these classes said credit cards are much safer because if you lose the card and someone goes wild spending with your card, you are only responsible for $50 and the card company covers the rest. If you lose your debit card, your bank account can be emptied in a hurry with no recourse. So now we purchase only with a credit card and pay it in total when the bill comes. Just for your info.