The table extension(s) run about $200 each, the overlay adds $100, the tru stitch if you buy it with the machine adds about $600 or separate $1,000 and the machine new is $4,995 from an online dealer without those extras. 43,000 stitches is nothing for usage, I had over 5,000,000 on mine when I sold it, and went to a longarm on a frame. It doesn't sound like your seller is totally out to lunch on her pricing IMHO, and like most vendors there's probably a little wiggle room
. I bought mine used from a private seller and Handi Quilter via phone to Utah, was fantastic at helping me out when I had questions or issues. I didn't have even a local dealer to depend on. There are forums with many users to glean an abundance of information and advice from. I would definitely drive to the sellers location to see and try out the machine before you buy it. The other thing you can do, is get the seller to provide a picture of the Systems Information (I think that's what it's on) screen on the machine and have her email it to you. It will show the stitch count and the Serial Number and the Software and CPod versions and you could call Handi Quilter it see what version it has, if it is updatable if necessary. Then you know what you're getting.