I am retired and I watch for sales on line and in the local area. One favorite quilt shop is closing and final sales are 75% percent off. Although I have a large stash, I have spent several dollars stocking up some more. Probably have enough to sew for 30 some years! I save until something special catches my eye.
It is all what appeals to our own eyes. When there is a will, there is a way. What is meant to be, will be. Someone special will appreciate your quilting work that you do....the fabric may not appeal to you and yet will catch someone's eye and they will think its special. Enjoy retirement; after 12 years, we are totally enjoying ours and staying at home most of the time. That saves money!