I went to my LQS and only paid for a w/h holder and signed up for a quilt retreat in September. The quilt retreat is only 20 minutes away from me, and I can go home each night, if I like. I put down 1/4 of the payment today. I’m so excited about. I’m really trying not go to LQS and not buy fabric. I’m also getting into making quilt tops from my stash and scraps.