Originally Posted by
institches33
Using your debit card for online purchases can be risky.
Originally Posted by
MaggieLou
Using your debit card as a credit card usually has the same protection as a credit card. At least with my credit union it does.
I've often heard that using your debit card for online purchases was risky, and this always puzzled me. I'm beginning to think the difference is bank vs. credit union. I had an issue with 2 fraudulent point-of-sale purchases on my debit card, and they were resolved and the money back in my credit union checking account within 24 hours. On the other hand, I have heard my friends' struggles with trying to resolve the same issue - but they're using banks.