I agree with the test driving. You will find a brand that "feels" right to you. Check out and see if the dealership has layaway and special financing. For my Janome I put it in layaway until the manufacturer offered 0 interest for 5 years...…..You can always pay it off early. I also, would bring in a list of wants and needs. Needs are the items that you have to have……..for me a large harp space...……..wants are the extras that you "may" use occasionally. Good Luck.