Thanks, ladies, for your thoughts and suggestions. I guess I'll leave in her stitching and see if there is a reasonable place to stop her process and continue on with my own.
I haven't examined the quilt extremely closely yet. I know she has a reasonable amount of the center portion of the panel quilted. I might have to follow her process for a bit to get to a place in the quilt where I can transition to a different style. And, yes, it will be hand quilted as I really don't know how to machine quilt, lol.
Hopefully I'll be able to get it done relatively quickly.