Since I never use large patches of pale colors I cant believe I am saying go with the cream. You want the top to pop that would definetely keep your eye straight on top. I have little critters and theywould never jump straight up on top of the bed hence the cream would forever be paw print colored.. but if you have no critters (or own ones with a sense of balance) and there are not a gaggle of tiny children with wonderful PBJ fingers then cream could work beautifully and stay cream for a long time coming.