To get the most for your money I would suggest taking a little time to call all of the sewing machine dealers within a reasonable distance to your home.
The manufacturers; Husqvarna Viking, Bernina, Janome, Elna are always bringing out new models and oftentimes people trade their machines in to upgrade to the latest model.
My local Husqvarna Viking (great machines) dealer has no less than 20 gently used machines at any one time that have been completely checked out and serviced and are ready for sale. You can find what originally were expensive machines at bargain prices. My local dealer warranties his machines and offers free classes. He also gives you all the time you need to test drive them to be sure you get the perfect one for your needs.
You might be able to get a better machine than you thought possible.