Was she serious about this offer? Perhaps this was a "tongue in cheek" proposal? Are you interested in selling it or letting this person have it? Would the person who gave you the fabric as a gift be offended that you didn't keep it? Even though the fabric for the top was a gift, I assume you have about the $20 in backing, batting, etc. Aside from that, there is the "gift" of your time and talent. It depends if you want to pass on this quilt but I'd keep it.