I think it's ok to hand quilt, machine quilt yourself or pay someone else to do it - whatever pleases you or fits with the use of the quilt. On the US West Coast I paid $105 for a 95"x95" quilt in Oct 2009. I physically dropped it off and picked it up, so no shipping fee involved, so don't know what that would be if you had to add shipping. Try checking with local quilt store or guild for a recommended local machine quilter (they can be either sewing machine or longarm machine quilter). Good luck and don't worry if you have a little mistake in your quilt - typically only you know it's there.