I am in the same situation now. For 45 years I put my own interests behind to meet the pressing needs of a growing family and worked full time to pay for mortgage, etc. When I retired 8 years ago I figure I now had all the time to devote to my quilting hobby. Doesn't seem to work that way. There's still plenty of on-the-spur moments to attend to, and honestly, I seem more interested in catching up with my sleep rather than sitting at the sewing machine. But I have managed to put a dent on my fabric collection, made plenty of quilts for charity, and even joined a quilt guild. And still I go to quilt shows and attend any workshop I can afford so as to learn something new. Although I always stick to most of the 'tried-and-true' methods that I am comfortable with. With so many new gadgets out there for quilters I really have to think hard whether they are worth it or not.