I would probably fall into the 'spoiled' category as well. I buy what I want when I want it. Virtually everything is cash including cars. DH is the shopaholic. But on a small level. I don't buy quilting things for stash...I buy for projects. I have a 10-15 yr old computerized machine that is a workhorse and a (dirt cheap to me) FW as a back up. I also have a couple of other vintage machines that, again, were dirt cheap.
DH has no issues with anything I spend $$ for. Then again, if he did, he probably wouldn't be my hubs, lol! But I afford him the same latitude. We have minimal debt and only because it might be convenient for a couple of months. So, if that's the definition of spoiled - count me in!