It definitely works for finances, DH and I got out of debt in your younger days. It would probably work fine for UFO's. At the first of each year my Guild has a "Get-it-done" list. At the end of the year for every project you finished and showed the Guild, your name goes into a drawing for each entry and you win something. I keep my own list and go over it when I finish something and am in that limbo between projects.