undecided

I have a sort of conundrum, and am completely torn. The machine i was using for quilting is no longer available. So I am looking to buy a machine. From here it gets...fuzzy. I have a machine with 11" on throat space...so decent...it does embroider and fancy stitches. it is really very good, but not superb as say the Luminaire....which i am wondering if i should take a loan for a sewing machine?! i want to...it looks like this machine does it all with pizzazz!! it is supposed to be amazing for in the hoop quilting!!! with hoops that do that well and are large enough to make sense! It has a camera for perfect alignment. it can also some of its own digitizing utilizing the camera to make designs !!! amazing! I am sure it can do the FMQ as well as any domestic machine. ! it has 13.1" harp space!!!! wowsers....sounds a dream...and a fortune. if i am going to spend that much ( and it is hard to determine how much that is. please PM if you are willing to share what kind of deals i should be looking for cost-wise) as a dealer said i should consider single purpose machines as well....i really love embroidery and i really love quilting...so i could pick one and do it well, i could get a 10 needle emboidery and continue to sew and quilt on the other machine...i can make it work.....or i can look for a reasonably priced longarm on a super deal sort of thing...and get a !!!! i am giddy with the thought of the machines, they all seem so wonderful...i think that the one the most 'different' than i have is the frame long arm---i really have a hard time with the quilting....but i am not sure, i think i will ultimately spend more actual stitch time on one of the others. I am sooo conflicted...i really want a goal!!! i just don't know which direction to go. Please share your perspective with me. (I cannot afford all 3, though I would it)