My silver lining is that despite a number of "speed bumps" this past year with husband's health, house "stuff" and the darn pandemics, we have all stayed safe and employed. So we feel blessed. I also quit my part time job (split shift water wellness classes) and as soon as it's safe, we will do more of the travel we'd planned but for more distant future. It's also helped me to focus what is really important to me.