Are you desperately in need of buying the machine right now or is this a "I'm bored with the lockdown and want to buy something" idea? If you aren't needing it immediately, I'd just wait a while until I can try out the machine. Its a lot of money to pay for something that you aren't sure you'll like. .
And definitely consider whether or not the shop will service the machine and have classes. New machines aren't like the vintage ones. There are a lot of ins and outs to using them. I've always takent the guide classes for my machines. There are things I learned in the guide classes for my Bernina's that have proved invaluable over the years.