Originally Posted by butterflywing
i never use a debit card. it's a credit card that i don't use for anything else except online purchases. it's therefore very easy to track and challenge. plus, because it is a credit card, they can hold you responsible for only $50. after that, too bad for them.
I'm not so sure about that $50... it's my understanding that you can dispute ANY charge, for any amount.
Credit cards offer great protection, that way. After all... your money isn't really gone until after you've paid the bill.
NOT SO with debit cards... that's why I would never, ever use a debit card for online purchases.
And I'm very sorry to hear that this happened to you!