I have not done much with the 820 I was given, it has some lovely stitches. My friend who gave me the Bernina has a different brand for embroidery, I think because she wanted the trademarked Disney characters and they were not available.
I did "monogram" the hubby's microfiber bowling ball cloths with his initials, programmed them in and just ran down along one edge. Nothing huge, but enough to tell one very similar cloth from another.