Get it appraised! A woman in one of my guilds years ago had a prize winning quilt disappear it was heart breaking to see this work of art just gone and only being compensated $50 from the post office. She could have insured this beautiful quilt for $10,000 easily as she had won this much in prize money. The quilt was never seen again. It was a whole cloth quilt and just stunning! So please have it appraised and insure it. You never know.