Lots of food for thought for you as to what to do, NZQuilter!
The important thing is to be sure to do what YOU want to do.
What is "right" for you, us not necessarily what is "right" for others!
Another thought, if you are not wanting to keep all the quilts once finished ... many guilds will receive quilt tops, which members will quilt and then pass along as a charitable donation.
Sometimes too, I see people selling quilt tops on Etsy and such.
Of course, if you are like me, once you have put your ♥ and soul into a quilt, you may want to keep it, whether for yourself or as a giveaway. So back to the beginning and do what is "right" for you!