Originally Posted by
cashs_mom
Venmo will work, but my understanding is that Venmo won't help you if you have problems. You're on your own.
I have never had a problem with Venmo.
The cool thing about Venmo is it's nearly fraud-proof. When you set up your account, you enter your credit or debit card number. When you're ready to purchase something, you log in, set the dollar amount you're authorizing, and Venmo gives you a virtual credit card number (not the same as the one you're using) to process the transaction. Unless you specify it's a recurring charge (for instance, a monthly Netflix charge), the virtual credit card number Venmo issues only work once, which means if a bad actor gets his/her hands on it, the charges are declined. If you have any issues with your purchase, you can dispute it with either Venmo or the banking institution that issued the "real" credit card.