Great advice, Peckish. Also, check your policy. Just because because you told the agent/company something doesn't mean they listed it correctly. Also, make sure you have good current pics of everything even things listed on a personal articles policy. You have to be able to prove you have in your house what the contents portion of your policy says you do. Before hurricane season, I go thru the house and take lots of pics which I keep on a thumb drive in the safe deposit box and at the office. I had a friend who was an appraiser and part of her job was appraising the contents of a house. She said it was very hard to put a value on furnishings if the only pictures you have are from last Christmas when the family was there. I also take pictures of all my jewelry. I had a loss once and had to produce pictures of what was taken. It was very hard to find pictures of myself wearing the jewelry.