Is it "cheap" or "careful". We luckily can have anything we want, but, I guess because we don't want all that much in the way of high ticket items or amassing a bunch of things we can have anything else. We don't deny ourselves, and live a nice comfortable life. Not extravagant though. We don't waste much of anything, still look for good prices, so I guess we are okay. We are lucky because there are so many who are struggling just to keep a roof over their heads and children fed and to stay warm.