I bought my long arm machine a few months ago with the thought that I would be able to pay it off with my bonus and/or tax refund and not have to take money out of savings. The tax refund didn't work out because for SOME REASON I owe almost as much in state taxes as I will be getting back in federal! I changed my withholding last year because I had to pay... I need to go to HR about that.
I had no idea what the bonus would be this year with the economy and being in a mortgage related business. Didn't get one the last two years but, the company said there would be one. Well, I got the bonus and it was 5-figures!
Of course, half of that goes to taxes but I can still pay off the 0% interest for 6 months credit card that I put the machine on. :D
Now I can rest easy about it and not have that hanging over my head.