My LQS has 2 computerized long arms. She told me my 60 x 70 quilt would be about $50 to use the long arm for. I can have the computer do a design or I can use the sheets she has, or I can do my own design. But I think this is a cost effective way to use a long arm without buying my own or breaking the bank. You may want to see if a store near you offers something similar.
Cheers!
Rachel