I think we as quilters fall into different immutable camps when it comes to deciding to use the scant 1/4" seam. I have had conversations in the past and have come to the conclusion that I'll never convince some who think the seams aren't secure if a scant seam is used that they actually are. It's only a couple of threads difference but it does make a difference in accuracy.
I don't really understand the thought process that says you can't enjoy the hobby if you care about accuracy. I am one that can't enjoy it if seams don't match and points are cut off. Within reason I want things to go together properly and I don't find it fun and enjoyable when they don't. That's me. Others are less picky and are just fine with the results they get and that's great because it's their project and they get to decide how to create it and what results they find acceptable.
In the end it's up to each one of us to do what works for us and not judge others because they have found a way to enjoy their craft that doesn't align with our way.
To answer the OP...try both and see what works for you.