Like Lacelady said, some things that you own should be listed, and if you have any high end equipment like a long arm or big embroidery machine they may have you put a rider on for them, they will want documents, pictures etc in some case to prove that you own them (in case of theft) and make sure that the content insurance is enough to cover what you have, you would probably be surprised to learn how much your content is worth, even just price out your bathroom, what would it cost to replace everything, toothpaste, shampoo, razors, soap, since you don't buy everything at once it really doesn't seem like much, add brushes, curling irons etc, linens alone are an arm and a leg if you have to replace them all at once,