ok, I have to tell you what happened to me. I have one credit card I use for online shopping which is mostly for fabric and threads etc. I have shopped at most of the stores mentioned. One day a lady called me from QVC (home shopping) and asked me if I purchased a computer to be sent to NY. She gave me my last 4 digits of my CC...EEK..I said NO,OOOO. She cancelled the order and told me to cancel my CC (which I did). The only reason she called me is because it is their policy to call and verify if the name doesn't match the card number....Thank goodness she did!! I don't even know anyone in NY! I have always only used this card on "secure" sites so...beware everyone!