I have done several BOMs w/Fatquartershop.com. The average membersip fee is $9 and then about $25 a month including shipping for a total of about $310. and that has always included the pattern and the finishing kit. In addition, you receive about 25% more fabric than the pattern recommends due to the monthly mailing of quilt parts (I assume that factors into the increased cost). So, it is more expensive (but not as expensive as what your LQS is charging) than just purchasing the fabric and pattern, but the service with this company is amazing. They are so helpful, if you get stuck on something, they have already assembled the quilt there in the shop (verifying the instructions are in fact complete and correct) and can walk you through any problems. Also they have a box of scraps and if you make a mistake they will send you out the replacement fabric.