I might be turning it too far. But I'm sure the tension needs adjustment because on the back side you can see the white thread never goes into the fabric, the black thread that I am using on top leaves loops on the back. So it looks like a white line with black loops around it. Then on the top, the stitches are all black, but large and fairly loose looking. You can pull them and get a loop on the top.
I am going to the Twins game tonight, but Thursday I will be back at it again, trying to get the adjustments made so I can make some real progress.
I will try changing the needle before trying again too, and try a little oil. You just never know.
Thanks for the tips.