Personally I love the BOM clubs. The most I have ever paid is 20 dollars a month, yes I know this is still a lot, but it gives me a pattern and the fabric needed to make a quilt and at the end I have something really nice that I wouldnt have been able to afford all at once. I have a limited monthly budget and it just works out nicely for me. (all of my BOM's have been from the fat quarter shop)