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Thread: Dental

  1. #1
    Junior Member sandiphi's Avatar
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    Is there a dental plan through medicare or social security that one can sign up for? The company I work for is canceling our dental insurance and I have a friend that is receiving her social security because she is older than 65 but I was wondering if they have dental insurance. I tried to find it on the ssa.gov website but couldn't find it.

  2. #2
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    I don't believe there is one for routine dental work. You might be able to get dental surgery covered.

  3. #3
    Power Poster amma's Avatar
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    every region in every state has different coverages available...you pretty much have to contact the supplemental insurance companies in your area. There is one out here that covers some dental, but their premiums were pretty outrageous.

  4. #4
    Super Member Bill'sBonBon's Avatar
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    Hi Sandiphi, My DH and Myself are doing much the same thing,trying to find a dentist. Medicare doesn't cover anything dental Unless it has something to do with the mouth itself It has to be medical.. Here in this part of SE Georgia The dental care is though an insurance,Blue Cross & Shield, Metlife ETC. very expensive. If you are retired and on a set income like ourselves it is just to expensive. There is a Dental Plan instead of a Dental Insurance which is what we are going to take. For family it is $145.00 a year. Basic care is not to bad and the others like crowns,root canals can be delt with really not to much more than with the insurance. Mostly the Insurances have free basic care with Plan you pay a fee. Different States have Different costs in insurances. I still have 32 teeth have always taken care of them and want to keep them as long as I can and My DH has most of His. So we will go the Plan way. Just Key in Dental Ins.Plan or Dental Ins. and you should get one or both. Blue Cross wanted I think around $80.00 dollars a month. I can't do that. Some other ones wanted a lot more a month.
    Good luck and if you find something that is better and I can get it in this part of SE GA. Please let me know.
    Bill'sBonBon

  5. #5
    Senior Member QuiltMania's Avatar
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    Sometimes the dental schools will offer free or low cost services. Check and see if there is one in your area.

  6. #6
    Power Poster amma's Avatar
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    Quote Originally Posted by QuiltMania
    Sometimes the dental schools will offer free or low cost services. Check and see if there is one in your area.
    Good suggestion!!! It also made me think of a few dental clinics in my area that go strictly on a sliding scale fee, too.

  7. #7
    PrettyKitty's Avatar
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    I know there is a bit of a joke about the Brits and their teeth, but as much as I complain about the cost, I have just had two fillings repaired and a new one put in, as well as a scale and polish. All done over the course of three visits to the cost of just 46 (USD $77)

    I hope you can find what you need :mrgreen:

  8. #8
    Junior Member sandiphi's Avatar
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    Thank you for the info everybody. I guess I will have to do some research.

  9. #9
    Moderator tlrnhi's Avatar
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    Quote Originally Posted by PrettyKitty
    I know there is a bit of a joke about the Brits and their teeth, but as much as I complain about the cost, I have just had two fillings repaired and a new one put in, as well as a scale and polish. All done over the course of three visits to the cost of just 46 (USD $77)

    I hope you can find what you need :mrgreen:
    $77 with or without insurance helping with the cost?
    If it's without, I think I'm moving to you :)

  10. #10
    PrettyKitty's Avatar
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    Quote Originally Posted by tlrnhi
    Quote Originally Posted by PrettyKitty
    I know there is a bit of a joke about the Brits and their teeth, but as much as I complain about the cost, I have just had two fillings repaired and a new one put in, as well as a scale and polish. All done over the course of three visits to the cost of just 46 (USD $77)

    I hope you can find what you need :mrgreen:
    $77 with or without insurance helping with the cost?
    If it's without, I think I'm moving to you :)
    No insurance involved, thats just the price on the good old NHS:

    Band 1 course of treatment 16.50
    This covers an examination, diagnosis (e.g. X-rays), advice on how to prevent future problems, a scale and polish if needed and application of fluoride varnish or fissure sealants. If you require urgent care, even if your urgent treatment needs more than one appointment to complete, you will only need to pay one Band 1 charge.
    Band 2 course of treatment 45.60
    This covers everything listed in Band 1 above, plus any further treatment such as fillings, root canal work or if your dentist needs to take out one or more of your teeth.
    Band 3 course of treatment 198.00
    This covers everything listed in Bands 1 and 2 above, plus crowns, dentures or bridges.

  11. #11
    Moderator tlrnhi's Avatar
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    WOW!!
    Just for a root canal WITH insurance covering it, cost me out of pocket...hope you are sitting down........$800

  12. #12
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    If she has SSI, she should be getting Medical via DSHS??? Every state is different

  13. #13
    Moderator tlrnhi's Avatar
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    Quote Originally Posted by Loretta
    With insurance Terri? That is incredible! and disgusting. Poor you!
    United Concordia.
    Hate them, but that's what we have. Thought about getting a supplemental, but was just way too much.

  14. #14
    Power Poster amma's Avatar
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    Most of the dental policies out here only cover root canals at 50% which comes to atleast $800 or those that pay at 80%, one root canal wipes out your benefits for a whole year (they usually average approx $1500) This includes Blue Cross/BlueShield...it's horrible coverage.

  15. #15
    PrettyKitty's Avatar
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    gosh, I'm never going to complain about the cost of dental treatment again! Even when my dentist sent me to have two wisdom teeth extracted (at the same time, yowch) last year, at the dental hospital, WITH intravenous sedation, for some reason it still got covered under the 45 fee I had already paid.

  16. #16
    Power Poster MadQuilter's Avatar
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    Quote Originally Posted by PrettyKitty
    All done over the course of three visits to the cost of just 46 (USD $77)
    ONE cleaning for me is more than that. Yikes!

  17. #17
    Moderator tlrnhi's Avatar
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    With cleaning, here on Guam, I pay nothing....in HI, I had to pay like $6 for the taxes. Yup, had to pay the taxes on it.

  18. #18
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    I'm not positive, but if you qualify for Medicare, check with AARP.. they might have something.

  19. #19
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    I have insurance (metlife) and a mouthful of root canals, crowns, even an implant!! The only thing I get 100% covered is 2 cleanings per year, and the cost is deducted from the $1500 max benefit. When I had to have a root canal and crown in the same year, I paid in excess of $1000 in addition to ins. premiums!!! Root canals run about $800-900 and crown $600-900. I think before I retire and have only $5000 benefit for the rest of my life, I'll get them all yanked and dentures!!!

  20. #20

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    Quote Originally Posted by tlrnhi
    WOW!!
    Just for a root canal WITH insurance covering it, cost me out of pocket...hope you are sitting down........$800
    Same here terri....in fact I just had a bad 2 weeks w/an infection that went all the way to an eye causing swelling and much pain till I could get into the surgeon. Only to find out it was a 3 cracker(cracks)! And, had to be pulled...never want to go thru that again!! I took the cheaper route on the insurance and it cost me $28 over the other choice of being knocked out for almost 400! I was thinking 'fabric' instead! Still not in great shape, but, better!! I don't know what I'd done w/o insurance.

    I'm not sure if AARP has a dental option or not. I know my FIL had the reg insurance and they were great...might check there. Skeat

  21. #21

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    Quote Originally Posted by amma
    Most of the dental policies out here only cover root canals at 50% which comes to atleast $800 or those that pay at 80%, one root canal wipes out your benefits for a whole year (they usually average approx $1500) This includes Blue Cross/BlueShield...it's horrible coverage.
    Ditto for me too!! I don't know if there are any really 'good' dental insurance anywhere. That is where they keep cutting us at work and it costs us so much more!

  22. #22
    Moderator tlrnhi's Avatar
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    I feel your pain, Skeat.
    I had a root canal that went bad. Dentist said it was "leaking". He fixed it, then the next morning, I woke up in such pain, I was crying on the phone with him. Had to call hubby to come get me....glad the ship was home....went and got script for antibiotics and WONDERFUL pain med. Apparently, the infection I had previous to having the tooth worked on, wasn't all the way gone. Would rather give birth than go thru that pain again. That bill was about $1200 to fix everything. ARGH! Oh, and there was no crown in there either. Dentist went thru existing crown, since it was porcelain and he couldn't see any reason to make me pay for a new one if the one I already had could be drilled thru.

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