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-   -   Paypal (https://www.quiltingboard.com/general-chit-chat-non-quilting-talk-f7/paypal-t137493.html)

christina d 07-14-2011 03:39 AM

I have just found out that if you are selling something on this site you can send a invoice to the person though paypal I have seen it though big sellers but didnt realise anyone could do it.So I think I will ask people if Iam selling things if they would like an invoice I guess people feel more secure buying things that way

Jennalyn 07-14-2011 03:43 AM

I just want to mention that some of my friends who sell things via Paypal told me there's additional fees when sending invoices. I'm not sure where or for what reason, but you may want to check into that? I don't know if the seller or the buyer absorbs those costs.

QultingaddictUK 07-14-2011 03:46 AM

I buy a lot from the Internet, especially fabrics from over the pond and will only purchase from sellers who use Paypal, I like the security of it.

mshollysd 07-14-2011 03:50 AM

Personally since I receive a PM here, I don't need an invoice, but love Paypal. So unless they absolutely need an invoice, if it isn't broken, why fix it?

christina d 07-14-2011 03:57 AM

Some one cancelled buying something from me because I gave her my email and she wanted me to send her an invoice and I had never done this before and she said she wont sent money just to an email address which is how I have always bought and sold here.I dont that an invoice will do anything different just have never had any problems before this

MissSandra 07-14-2011 04:20 AM

I always get an amail and send it as a gift so the seller avoids other charges by pp

cjomomma 07-14-2011 04:25 AM

I can't figure out how to send an invoice on paypal. Wether the buyer has an invoice or not they are still protected thru paypal.

christina d 07-14-2011 04:32 AM

Yes I know but some people are untrusting of just sending money to an email I personally have had no problems buying or selling this way and will continue to do it but I guess others have a problem

hobbykat1955 07-14-2011 04:40 AM

I'm also confused by this...why sellers feel they have to send invoice? And why is there a problem...if you send it via Paypal...you are protected...invoice or no invoice...And the buyer has a record of the payment in their paypal acct...

jmabby 07-14-2011 04:42 AM


Originally Posted by cjomomma
I can't figure out how to send an invoice on paypal. Wether the buyer has an invoice or not they are still protected thru paypal.

Log into PayPal
Hit Request Money
Hit Create Invoice
halfway down you put in buyer's email address, fill in the items they purchased, you can write note or comment and send. I have not ever been charged for creating an invoice. I even tell sellers if they choose not to use PP its ok, but I do like to send the invoice for both our records.

BigDog 07-14-2011 04:44 AM


Originally Posted by MissSandra
I always get an amail and send it as a gift so the seller avoids other charges by pp

Bad. Bad.

If the seller decides to rip you off, you have ZERO recourse.

The Paypal fees are minimal and worth the security. Everything sent should have a tracking number. That protects the seller. If you pay via "gift" and don't get your merchandise, there is absolutely nothing you can do about it.

Not only is an invoice far more professional, but if done correctly (not gift), both parties are protected.

Kathios 07-14-2011 04:54 AM

I've used paypal for years, as a seller and a buyer. I understand the fees, and the protection that they provide, so I don't mind paying them. In over 10 years, I've never had a problem with paypal. And I'm a senior who is not too computer proficient, so it is easy!

jdiane318 07-14-2011 04:58 AM

I too, like Paypal for all the above reasons plus being able to print a very legible label at reduced cost for the purchase. Saves time and money.

cjomomma 07-14-2011 05:09 AM


Originally Posted by jmabby

Originally Posted by cjomomma
I can't figure out how to send an invoice on paypal. Wether the buyer has an invoice or not they are still protected thru paypal.

Log into PayPal
Hit Request Money
Hit Create Invoice
halfway down you put in buyer's email address, fill in the items they purchased, you can write note or comment and send. I have not ever been charged for creating an invoice. I even tell sellers if they choose not to use PP its ok, but I do like to send the invoice for both our records.

Thank you for explaining that to me. I tried to figure it out but some how kept missing it.

frarose 07-14-2011 05:59 AM

Yes you just make a request to a buyer for money and that could act as an invoice.

CoyoteQuilts 07-14-2011 06:07 AM

You also don't have to have a PayPal account to send money. The person that wouldn't send money without an invoice would have still been covered if they had sent to the e-mail address through PayPal. I rarely send invoice unless requested and I never use PayPal labels-why pay for something that is free on USPS? Also, when you use USPS the delivery confirmation is free and if you want other services you can get it there also. The only draw back is that you can't pay for 1st class mail on USPS.

Prism99 07-14-2011 08:11 AM

I had always wondered about the invoice thing too. Thanks for the explanation!

ptquilts 07-14-2011 08:41 AM


Originally Posted by CoyoteQuilts
You also don't have to have a PayPal account to send money. The person that wouldn't send money without an invoice would have still been covered if they had sent to the e-mail address through PayPal. I rarely send invoice unless requested and I never use PayPal labels-why pay for something that is free on USPS? Also, when you use USPS the delivery confirmation is free and if you want other services you can get it there also. The only draw back is that you can't pay for 1st class mail on USPS.

Or media mail, or anything besides Priority and Express.

frugalfabrics 07-14-2011 02:28 PM

I've learned so much about paypal from you all. I didn't know how to do an invoice either until just recently.

One other tidbit I learned, by calling the PayPal customer service line: If you have one of their Paypal Debit Cards, you can get your money out instantly, without paying a fee!

I use to have to wait for the money to transfer to my bank account - usually took 2 or 3 days. If you use the ATM to get money off your card, there is a $3 or $4 fee! But after speaking with the Paypal customer service guy, he told me, all I had to do was go to a store, make a purchase and use the card as a debit card and then request money back.

So I went to the store and bought a pack of gum for 50cents and swiped it for debit, put in my pin number and asked for $50...and like magic, it came out. And of course, I immediately went home and signed in to paypal to make sure I wasn't charged some type of hidden fee...and nope....NO FEE to do that.

My account is a Premier account...not sure if that is the standard name of an account or what, but I thought I'd mention it in case that made a difference.

#1piecemaker 07-15-2011 04:11 AM

I don't usually send invoices. But, I can put just as much on a request for money. So, that is what I use. I've never noticed any fees for that service.

purrfectquilts 07-15-2011 04:32 AM

I have had a business account with pay pal for many years now. I liked the convenience for customers and the ability to invoice if they wanted it or to use the shipping features. I have NOT liked the fees that keep going up and up.

After next January though my account will be deactivated until I provide them with permission for their electronic comunications delivery policy. I am still deciding if I want to allow that.

Pay pal is a convenience for the buyer; but for a seller, especially if combined with auction site fees, it means that I have to charge quite a few dollars more for an item.

Pros and cons ...

smagruder 07-15-2011 04:37 AM

I use paypal to get money for taking surveys on one site. I only have it transferred to my bank account when there is a sizeable amount built up. Yes, there are fees....I would think you might just take a check and not send the item until the check has cleared the bank...usually 7 days.

Linn 07-15-2011 05:54 AM

You can make an invoice at pay pal by clicking at the top where it says "Request money". The seller is the one who pays a fee for all money that you receive thru paypal. Buyers dont pay anything and are protected by using paypal.

butterflies5518 07-15-2011 07:30 AM

I have verisign on my paypal account for an extra step of protection. When you sign in you request a one time only pin sent to either your cell as a text or to your email. You have to use the pin to enter your account. Each pin issued is random numbers. I don't think I would need an invoice for my transactions as a buyer.

Owllady 07-15-2011 10:09 AM

Thanks for all the above info.

Favorite Fabrics 07-15-2011 10:34 AM


Originally Posted by smagruder
I use paypal to get money for taking surveys on one site.

That's kind of nice... getting paid for giving your opinion! And you get "money" that you can spend any way you want, rather than being limited to gift cards to certain shops.

Would you share the name of that site with us? Please?



--------------------

As to invoices... I can see where if the purchaser was buying for a business, they would need to have an actual invoice for their records & for tax purposes.

wanderingcreek 07-15-2011 10:46 AM

I love paypal as it allows me to buy from the US and not have to pay the outrageous fee the po charges for US money orders. The last time I did that the fees were more than the value of the money order. I don't need an invoice and have only had a problem once when the seller had a typo in her email address (I copy and paste to make sure I get it right). I like that the seller gets the money right away and doesn't have to wait for our slow po to get it to them.

frugalfabrics 07-15-2011 10:46 AM

Yes, I would be interested in knowing the site name tooo...thanks.



Originally Posted by Favorite Fabrics

Originally Posted by smagruder
I use paypal to get money for taking surveys on one site.

That's kind of nice... getting paid for giving your opinion! And you get "money" that you can spend any way you want, rather than being limited to gift cards to certain shops.

Would you share the name of that site with us? Please?



--------------------

As to invoices... I can see where if the purchaser was buying for a business, they would need to have an actual invoice for their records & for tax purposes.


Doreen 07-15-2011 10:49 AM

I love PayPal just be wary of some of the stuff you get on the internet. They are just phishing to get your info. They are not really from Paypal. I have reported it and the site was removed. Paypal does not send info for your to update info.

Favorite Fabrics 07-15-2011 01:35 PM

One word of warning for international SELLERS: PayPal does not provide seller protection unless you ship by some method whereby you can get delivery confirmation. That rules out USPS flat-rate envelopes. You would have to go with Express Mail, which costs at least twice as much. Therefore, international sellers may want to consider insuring all packages as that's the only way to protect yourself. USPS does not offer insurance for flat-rate envelopes, so check out http://www.shipsurance.com. They're what's known as a third-party insurer.

Buyers: PayPal protects YOU all the time.

lovelyl 07-15-2011 03:56 PM

I have a paypal question - do you need a special type of account to receive money from a buyer, or can anyone send money to a regular (not business) paypal account? I have some stash I have been thinking about selling...
Thanks!

frugalfabrics 07-15-2011 04:07 PM


Originally Posted by lovelyl
I have a paypal question - do you need a special type of account to receive money from a buyer, or can anyone send money to a regular (not business) paypal account? I have some stash I have been thinking about selling...
Thanks!

I just had a regular account set up through my bank account. I opened a bank account specifically for ebay sales back when I use to sell on that site.

I think I upgraded mine to premier to allow me to transfer a larger amount of money each month from my paypal to my bank...but you don't need to do that.

cattailsquilts 07-15-2011 04:10 PM


Originally Posted by Favorite Fabrics
One word of warning for international SELLERS: PayPal does not provide seller protection unless you ship by some method whereby you can get delivery confirmation. That rules out USPS flat-rate envelopes. You would have to go with Express Mail, which costs at least twice as much. Therefore, international sellers may want to consider insuring all packages as that's the only way to protect yourself. USPS does not offer insurance for flat-rate envelopes, so check out http://www.shipsurance.com. They're what's known as a third-party insurer.

Buyers: PayPal protects YOU all the time.

USPS Flat Rate includes delivery confirmation, I thought? I use this all the time, and I get emails from the PO when the packages are delivered.

sylvia77 07-15-2011 04:22 PM

I no longer use Paypal as someone got my password and transfered money out of my account! I managed to get it fixed (took 3 days) but it scared me.

quiltmouse 07-15-2011 04:29 PM

As a seller, I don't mind the fees paypal charges. You can print shipping label and pay for the postage out of your paypal account, but not when purchasers send gift funds.

lovelyl 07-15-2011 06:17 PM


Originally Posted by frugalfabrics

Originally Posted by lovelyl
I have a paypal question - do you need a special type of account to receive money from a buyer, or can anyone send money to a regular (not business) paypal account? I have some stash I have been thinking about selling...
Thanks!

I just had a regular account set up through my bank account. I opened a bank account specifically for ebay sales back when I use to sell on that site.

I think I upgraded mine to premier to allow me to transfer a larger amount of money each month from my paypal to my bank...but you don't need to do that.

Thanks, Barb for the info! :thumbup:

Favorite Fabrics 07-15-2011 06:34 PM


Originally Posted by cattailsquilts

Originally Posted by Favorite Fabrics
One word of warning for international SELLERS: PayPal does not provide seller protection unless you ship by some method whereby you can get delivery confirmation. That rules out USPS flat-rate envelopes. You would have to go with Express Mail, which costs at least twice as much. Therefore, international sellers may want to consider insuring all packages as that's the only way to protect yourself. USPS does not offer insurance for flat-rate envelopes, so check out http://www.shipsurance.com. They're what's known as a third-party insurer.

Buyers: PayPal protects YOU all the time.

USPS Flat Rate includes delivery confirmation, I thought? I use this all the time, and I get emails from the PO when the packages are delivered.

Domestic USPS Flat Rate envelopes do have delivery confirmation. But Flat Rate envelopes sent internationally do not have any tracking information or delivery confirmation available.

cattailsquilts 07-15-2011 08:43 PM

Ah, gotcha. I just reread your post, and totally missed the 'international' the first time. Apologies!

blueheavenfla 07-15-2011 09:28 PM

I am a senior who has been using computers on a daily basis since DOS. I pay my bills, do my banking online and order many things online BUT I'll be d*&%^* if I am going to start messing with Pay Pal! If I want to buy something and the only option to pay is with Pay Pal...I won't buy the item. I get email invoices when I pay by credit card. You can get limited use credit cards and ones that are good for only one purchase so what is the point of messing around with one more thing for which I must keep track? I just don't understand why I should use it...it has no advantages that I am aware of over the use of a credit card.

PrettyCurious 07-16-2011 04:45 AM


Originally Posted by frugalfabrics
So I went to the store and bought a pack of gum for 50cents and swiped it for debit, put in my pin number and asked for $50...and like magic, it came out. And of course, I immediately went home and signed in to paypal to make sure I wasn't charged some type of hidden fee...and nope....NO FEE to do that.

I can beat that 50 cent pack of gum, yer frugalness.
I go to our post office, and buy a stamp, use card, get $100 or whatever I want [but ask if they have it first], and then it's free, cuz I use the stamp eventually!


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